As the World economy is reviving from recession still you will feel some pressure on you pocket every month. Keeping track of your expenses and maintaining a budget sometimes can really be a tough nut to crack. Financial Planning is must for every individual these days.
You can find a lot of personal finance software to manage your finances online One of the best website I found few days back is Mint.com from intuit. The website provides service to manage your personal finances for free. After you register with website you can add your credit card or debit card accounts. The system automatically retrieves spending details from your account all at one centralized location.
Organize Your Spending Details & Make Budget Worksheets
Your spending details are neatly categorized like shopping, automotive and food. You can also create categories of your own like club fee, entertainment, gas etc. Your spending are shown to you in chart format. You can streamline your spending habit by making a budget worksheet with the help of charts like your spending of club fees can be brought down so that you can make some investment for your future. You can also set targets for budgets.
Analyse Your Spendings
Mint’s analysing tools can provide you finance suggestions like helping you get a better credit card based on your spending habits. You can also access your Mint.com account with on iPhone and Android based phones with the help of Mobile apps available for respective phones.
Mint.com is Safe & Secure
Your financial information with Mint is safe and secure as mint maintains a bank level security with 128-bit encryption is backed by VeriSign, TRUSTe, Hackersafe and RSA Security. As Mint is a “read-only” service you can only use service to organize and analyse your finances this means that even it your account is hacked hacker can only see your spending details and cannot transfer your money. Mint also alerts you about any unusual or large purchase via email and text message making your account more secure.